Sears is a department store that is very well established; they’ve been around for a very long time and they offer a range of products that shoppers can choose from with their sears retail card, credit card, MasterCard etc. Have you ever used the Sears Credit Card Application on your new smart phone? It’s a quick and easy way to shop and save money without even having to step foot outside of your door. It makes it very simple to shop for big ticket items, appliances etc.
The Sears credit card app has been issued by Citibank and it is an intricate program that will allow you to keep track of your store credit. It’s not only convenient for Sears’s shoppers but any store that accepts MasterCard! That’s the perk of having a Sears card, is you don’t ONLY have to use it at Sears. There are many card holders who are very well entitled to the rewards programs and the perks of shopping at Sears, due to their store loyalty.
Understanding the Sears Credit Card
The Sears credit card app is an official product of MasterCard and there is 0 dollar coverage to protect you in the case of identity theft. In case your card is lost or stolen, you can feel safe in knowing that you won’t be charged for any unauthorized purpose. There are different types of financing offers that you can choose from depending on your account card; some of them ranging from 5% off of every purchase that you make and you won’t be charged interest on your payments for at least the first 6 months.
With this type of Sears Credit Card Application you have to be especially careful that you don’t keep your account open and allow other people to use your phone. Make sure that your account isn’t always logged in on the application – because, if you lose your phone it’s easy for someone to make purchases on your account that are unauthorized.
There’s always a third option when using the application, and that’s being able to use the Sears card. This is an actual merchant card that is accepted by Sears and various other businesses that share the affiliation partnership. Some of these affiliates are Kmart and Lands’ End, as well as AOL. This is a card that is in store, but you can also shop online at the affiliates if you choose to.